Insurance Letter Formats

Need to write to your insurance company? Start from a ready sample.

Type your details into the yellow blanks, then copy the letter, print it, or save it as a Word file or PDF. Each letter can also be read in Telugu, so you know exactly what you are sending.

How it works

  1. Pick a letterOpen the letter below that matches what you need to do.
  2. Fill in the blanksTap a yellow box to see what to write. What you type stays on your phone.
  3. Send it to the insurerCopy it into an email, or print it and hand it in at the branch. Keep proof of the date.

Letters ready to use

  • Claim rejection complaint letter

    Complaint letter to insurance company for claim rejection

    Your first written complaint to the insurer’s grievance department when a claim is rejected or only partly paid.

    Open the letter

  • Free-look cancellation request

    Free-look cancellation request letter

    To cancel a new policy you do not want within 30 days of receiving it, and ask for the premium back.

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  • Nominee change (cover letter)

    Nominee change request letter

    To add or change the nominee on your policy — send it along with your insurer’s own nomination form.

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  • Address / contact change (cover letter)

    Address / contact change request letter

    To update your address, phone number or email on the policy.

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  • Policy surrender request

    Policy surrender request letter

    When you want to stop a policy midway and take its surrender value — ask the insurer how much you will get before you send it.

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  • Death claim intimation

    Death claim intimation letter

    For the nominee or family to tell the insurer that the policyholder has died, and ask for the claim form and the list of documents.

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  • Loan insurance premium refund request

    Loan insurance premium refund request letter

    After you repay a home loan early or move it to another lender, to ask the insurer in writing whether the loan cover policy gives any premium back.

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These are sample letters, not legal advice — change them to fit your situation. The details you type are not sent to our server or saved anywhere. For the full path after a claim is rejected (insurer → Bima Bharosa → Ombudsman), see this guide.

Last updated: 27 October 2026